The business is profitable, but debt has risen and the Credit Register has worsened. We help you present yourself to the banks on solid ground: rating analysis, debt review and alternative financing options. With full independence, working solely in your interest.
The problem is rarely profitability. Almost always it is how your business is read by the credit system — and that reading can be changed.
The bank has reduced or revoked your credit lines, and you do not quite understand why.
Your rating has worsened and you are turned down without a clear explanation.
Debt has built up on the wrong maturities and your cash flow suffers every month.
You depend on a single bank and would like to open alternative financing channels.
We reconstruct your Credit Register position and creditworthiness with the same logic the banks use. Understanding what weighs on the score is the first step to changing it: often the score recovers before the balance sheet does.
We study the exposures, assess how to align maturities with the real cycle of the business and prepare the file the bank expects to see. The aim is to give you the tools to gain breathing room on cash flow, on solid analytical ground.
Beyond the bank there are mini-bonds, invoice trading, direct lending and fintech instruments. We analyse which ones suit your business and guide you in the choice: diversifying sources reduces dependence on a single institution and strengthens your position.
We start from a concrete reading of your credit position, not from a price list of hours.
No ties to banks or intermediaries: we work only for you and for your result.
We act where it truly matters, with precision, and we measure the result by the credit obtained.
In a focused session we read your credit position, identify what weighs on the rating and chart the course. If you decide to proceed within 30 days, the amount is fully credited against the first invoice.
Book the Check-up →Or drop us a line: the first contact is exploratory and free.
We support entrepreneurs and international groups operating in Italy in their relationship with the Italian banking system — a landscape with its own rules, timing and logic. We operate in Italian, English and Chinese.
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